Low-Maintenance Investing with Index Funds and ETFs
WEBAnd, naturally, we see the same pattern with mutual funds. For example (again as of 8/22/24): Vanguard Federal Money Market Fund has an SEC yield of 5.25%. Vanguard Short-Term Treasury Index Fund has an SEC yield of 4.15%. Vanguard Intermediate-Term Treasury Fund has an SEC yield of 3.82%. Vanguard Long-Term Treasury Fund has an SEC yield of 4.09%.
New Free, Open-Source Social Security Calculator
WEBJun 4, 2018 · New Free, Open-Source Social Security Calculator. When deciding when to claim Social Security benefits, it can be helpful to use a calculator that runs the math for each possible claiming age (or, if you’re married, each possible combination of claiming ages) and reports back, telling you which strategy is expected to provide the most total ...
Estimated Tax Payments and Roth Conversions - Oblivious Investor
WEBDec 21, 2020 · Yes, a Roth conversion could cause you to need to make estimated tax payments. There are two ways to avoid penalty for underpayment of estimated taxes. First, you will not owe any penalty if your total tax for the year, minus your withholding, minus your refundable credits is less than $1,000. Second, you will not owe any penalty if:
Solo 401(k) Contribution Calculator — Oblivious Investor
WEBSolo 401 (k) Contribution Calculator. Please note that this calculator is only intended for sole proprietors (or LLCs taxed as such). If your business is an S-corp, C-corp, or LLC taxed as such, please consult with your tax professional. Contribution Year. Your Age (at the end of the year in question)
Capital Gains and Losses: Short-Term and Long-Term
WEBIn short, you net the two against each other, and the remaining gain or loss is taxed according to its character (that is, short-term or long-term). EXAMPLE 1: In a given year, Kyle has: $5,000 net short-term capital gain and. $4,000 net long-term capital loss. Kyle will subtract his LTCL from his STCG, leaving him with a STCG of $1,000.
8 Simple Portfolios with Fidelity Funds (and iShares ETFs)
WEBOct 10, 2016 · 20% Fidelity Total International Index Fund (FTIPX) or iShares Core MSCI Total International Stock (IXUS) 10% iShares MSCI EAFE Small-Cap Index (SCZ) 15% Fidelity U.S. Bond Index Fund (FSITX) or iShares Core U.S. Aggregate Bond ETF (AGG) 15% Fidelity Inflation-Protected Bond Index Fund (FSIYX) or iShares TIP Bond ETF (TIP)
8 Lazy ETF Portfolios - Oblivious Investor
WEBMost of them could be done just as well using regular Vanguard index funds. The ETF versions simply allow you to implement the portfolios at your brokerage firm of choice. (See here for more about ETFs as compared to index funds.) 1. Allan Roth’s Second Grader Portfolio. 60% Vanguard Total Stock Market ETF (VTI)
Tax Exemptions vs. Allowances — Oblivious Investor
WEBJan 25, 2012 · Exemptions are claimed on your Form 1040. They reduce your taxable income and, therefore, your income tax. You are allowed one exemption for yourself, one for your spouse, and one for each qualifying dependent. Allowances are claimed on Form W-4 — when you start a new job, for instance. Each allowance you claim reduces the amount of your ...
Example Accounting Problems - Oblivious Investor
WEBThese sample problems are intended as a supplement to my book Accounting Made Simple: Accounting Explained in 100 Pages or Less.. Chapter 1: The Accounting Equation. Question 1: Define the three components of the Accounting Equation. Question 2: If a business owns a piece of real estate worth $250,000, and they owe $180,000 on a loan for that real estate, what is owners’ equity in the property?
Individual TIPS vs. TIPS Funds - Oblivious Investor
WEBFor the most part, the primary advantage of a TIPS fund is convenience. Buying: TIPS funds can be bought at any time. Individual TIPS must be bought at auctions which only occur at specific intervals throughout the year. Selling: You can sell a TIPS fund at any time (with no commission assuming it’s a no-load fund), whereas selling individual ...