Their marginal tax rate for additional ordinary income is 22.2% (12% bracket, but each dollar of income is also causing $0.85 of Social Security to become taxable at a 12% rate). But they have $90,000 ...

Oblivious Investor offers a free newsletter providing tips on low-maintenance investing, tax planning, and retirement planning. The default prudent investment strategy these days is essentially a “buy ...

If you did the same thing with an IRA, the IRA would be worth $467,081 as of the beginning of 2024. In other words, maxing out the retirement accounts would have gotten you to “multi-million” ...

Just a few years ago, if you read financial news at all, it was impossible to avoid headlines about Cathy Wood’s ARK Innovation fund. The fund’s performance was off the charts. What happened next is a ...